Medical benefits are the cornerstone of any employer’s benefit package. It is difficult to overstate the importance of this coverage to your employees and their families. Best Insurance Agency, Inc., can secure and analyze vendor proposals and provide you with plan options that are consistent with your needs and objectives, as well as your budget.
As economic conditions change both regionally and globally, our clients’ business strategies and goals very often change. Our benefit consultants closely evaluate benefit trends. As your goals change, we adjust our strategies accordingly. We are experts at designing customized, consumer-directed health plans.
We represent all major health insurance companies and offer an unparalleled variety of plans and options. Among the types of plans we can provide:
- Health Maintenance Organization (HMO)
- Point of Service (POS)
- Preferred Provider Organization (PPO)
- Exclusive Provider Organization (EPO)
- Consumer Driven Health (CDH)
- Qualified High Deductible Health Plans with Health Savings Accounts (HSA)
- Health Reimbursement Account (HRA)
- Limited Medical Plans
Dental & Vision
Dental and vision plans continue to evolve as employers scrutinize cost and require greater flexibility with plan design. We offer our clients a wide variety of coverage available on a non-contributory, contributory or voluntary basis.
We have developed and maintained strong working relationships with all of the major dental and vision insurance companies, enabling us to provide you and your employees with the highest quality and most cost-effective dental and vision benefits.
Life Insurance is an important part of most employee benefits packages. Best Insurance Agency, Inc. has a variety of plan designs that include voluntary life insurance, supplemental life coverage, accidental death and dismemberment policies, and dependent life insurance.
Long-Term Disability (LTD)
When an accident or illness prevents an employee from working for an extended period of time, the financial impact can be severe. Long-term disability (LTD) protection helps cover employees’ expenses while their income is interrupted. Flexible plan design options and benefit alternatives are available.
Short-Term Disability (STD)
Short-term disability (STD) protection is designed to replace a portion of the wages lost when a short-term disability occurs. An affordable, flexible STD plan provides benefits to both the employer and employee.
Our team of benefit specialists will work with companies to design your Group Life, LTD and STD plan best suited to your company that will add tremendous value to your employees.
Now, more than ever before, employers are focusing on program cost, whether it involves employer medical, dental, vision, life or disability benefits. Companies continue to shift plan expense to employees with increased premium contributions and decreased benefit coverage. Voluntary benefits can be a great option for your company if you are operating on a limited benefit budget. Perhaps you want to help your employees purchase coverage, but cannot afford to cover the cost. Whether your focus is on limited medical plans, critical illness benefits, cancer, accident, dental, vision, life, short term disability, or long term disability coverage, we will assist you with selecting the best voluntary carrier and best products available for your employees.