What is Medicare and who is covered under Medicare?

Medicare is a federal health insurance program that pays benefits to those age 65 and older, disabled workers and other qualified individuals. It’s a social insurance program. You’re entitled to benefits because you pay into the Social Security system during your working years. The program includes hospital insurance (Part A) and supplemental medical insurance (Part B). Part A covers inpatient hospitalization, some home healthcare visits and limited post-hospital care. Part B covers physician care, outpatient care, certain home health visits and other medical services.